Wheatland Mortgage

Wheatland Mortgage is your trusted partner for home financing in Oklahoma, Kansas, and Ohio. With years of experience in these local markets, we understand the unique needs of homebuyers in each state. Our dedicated team offers personalized service, competitive rates, and a variety of mortgage options to fit your financial situation. Whether you’re a first-time homebuyer or looking to refinance, Wheatland Mortgage simplifies the process, ensuring a smooth and stress-free experience. Choose Wheatland Mortgage for your home financing needs and benefit from our commitment to excellence and deep roots in the Oklahoma, Kansas, and Ohio communities.

Rapid Rate Quote

(This is not a loan application – credit will not be impacted)

We are committed to America’s every day heroes.​

In addition to VA Home Loans, we carry multiple HERO mortgage products, including a 2% down payment assistance program for the following designations:

  • All First Responders: Police, Firefighters, EMT
  • Medical Professionals: Doctors, Nurses
  • Teachers
  • Active Duty and Veteran Military
  • Homes for Heroes Approved Lender

REQUEST YOUR FREE HOMEBUYER GUIDE!

If you are looking to make a purchase or looking to refinance your home, request our FREE Homebuyer Guide Today!  This guide will help give you an idea of what to expect during your home buying/refinancing transaction as well as important keywords and phrases that we will use during your mortgage transaction.

  • Do’s and Don’t
  • Common Mortgage Terms
  • Moving Checklist
  • Document Checklist

Frequently asked questions

There are several types of home mortgages, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and USDA loans. Each type has its own benefits and requirements, so it’s essential to understand which one suits your financial situation best.
Qualifying for a home mortgage typically involves meeting certain credit score requirements, having a stable income, and providing a down payment. Lenders will also look at your debt-to-income ratio and employment history to assess your eligibility.
The mortgage pre-approval process involves submitting an application to a lender, who will then review your financial information to determine how much they are willing to lend you. This process helps you understand your budget and shows sellers that you are a serious buyer.
The amount you need for a down payment can vary, but typically, you should aim for 20% of the home’s purchase price to avoid paying private mortgage insurance (PMI). However, some loan programs allow for lower down payments, sometimes as low as 3.5%.
Closing costs are fees associated with finalizing your mortgage, including appraisal fees, title insurance, and attorney fees. These costs usually range from 2% to 5% of the loan amount and are paid at the closing of the home purchase.

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FREE HOMEBUYER GUIDE

DO’S & DON’T  |  MORTGAGE TERMS  |  MOVING CHECKLIST
HOUSE HUNTING REPORT CARDS

Geneva Financial 2020 Homebuyers Guide

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